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September 2014 Archives

How does Chapter 13 bankruptcy provide debt relief?

In our last post, we discussed how a 2005 federal law affected who in Staten Island can qualify to file for Chapter 7 bankruptcy. The post referred to Chapter 13 bankruptcy, which is another way for individuals with serious debt problems to get out from under them. Today, we will talk about Chapter 13 in more depth.

Despite change in law, Chapter 7 bankruptcy still an option

Readers may have heard that Congress passed a law a few years ago that prevents many people from filing for bankruptcy. This is not the whole story. The law did raise the standards that an applicant must reach in order to be eligible for debt relief through the bankruptcy process. But both Chapter 7 and Chapter 13 bankruptcy remain available to many people.

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