Struggling with debt can be difficult for several reasons. Of course there is the financial aspect, but debt can also put significant can strain on relationships and take an enormous toll emotionally on those who are buried in debt. Sadly, these effects of being in debt are also why many people avoid or delay talking about their debt.
There's no doubt that being in debt is stressful. For many, mounting debt becomes overwhelming and fears and concerns about debt becomes a constant concern. In cases where an individual has sizable credit card debt, one's financial situation can quickly get out of hand as high interest rates make it nearly impossible to get ahead and pay off debt.