His accountant said to call me. He had cancer several years ago, and had been through a number of difficult operations. He lived off his credit cards through this difficult period. Although he eventually went back to work, his new employer had a mass layoff, leaving him out of work again. What are typical reasons people need to see a bankruptcy lawyer?
It did not occur to him that he had an eligibilty problem: He had just gotten married, so now his wife's income had to be counted too!
What he did not know could hurt him. With close analysis and good planning, however, a chapter 7 bankruptcy could be in his future.