What are your alternatives to chapter 7?

The chapter 7 bankruptcy code allows your trustee to sell all you own and pay your creditors. Since this bankruptcy code may lead to loss of property, it is critical to examine other more lenient alternatives. As a debtor, you should understand that there are several...

Student loans and bankruptcy

Many people facing overwhelming student debt consider filing for Chapter 7 or Chapter 13 bankruptcy. However, there is no automatic student loan debt discharge in New York. The New York Attorney General’s Office states that the courts may consider student loans during...

How to bounce back after bankruptcy

People who file for bankruptcy in New York may experience a variety of feelings, such as shame, embarrassment, relief and fear. While this can be a challenging time, it is also the opportunity to begin fresh and start anew. To avoid getting into financial trouble...

Are Medicaid trusts a good idea?

You and your spouse have been discussing your estate. You both have health issues. If you don’t take care of your health, you could lose your life savings. If you were able to qualify for Medicaid without spending everything you own, this could be a solution for you....

What are bedsores?

When you leave your loved one in an elder care facility, you would hope that means they will get the best possible care and attention. Unfortunately, that is not always the case. But sometimes, it is hard to pinpoint when, if and how your loved one might have faced...

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