How does Chapter 11 work?

Chapter 11 bankruptcy is similar to Chapter 13 in that each involves a reorganization of your debt to pay off creditors over time. However, unlike Chapter 13 bankruptcy, Chapter 11 is available to businesses as well as individuals. In that respect, it is similar to...

Credit cards: Before and after bankruptcy

Millions of people in New York and across the United States live with credit card debt. According to the 2019 study of credit card debt in American households, citizens reached $466.2 billion in card balances carried from month to month. This showed a 37% increase...

Are Medicaid trusts a good idea?

You and your spouse have been discussing your estate. You both have health issues. If you don’t take care of your health, you could lose your life savings. If you were able to qualify for Medicaid without spending everything you own, this could be a solution for you....

What are bedsores?

When you leave your loved one in an elder care facility, you would hope that means they will get the best possible care and attention. Unfortunately, that is not always the case. But sometimes, it is hard to pinpoint when, if and how your loved one might have faced...

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