If you are struggling with overwhelming debt, you are certainly not alone. Millions of Americans feel buried beneath a pile of medical expenses, credit card debt, mortgages and loans they cannot afford to pay. Chapter 7 bankruptcy offers a way out of that situation....
Month: September 2020
Are you suffering from debt collector harassment?
New York residents like you may have fallen into debt for various reasons. As you struggle to get back out of debt, the last thing you need on your plate is a debt collector knocking down your door. While most debt collectors obey the anti-harassment laws, this is not...
The means test for bankruptcy
If you are one of the many consumers in New York struggling to get ahead of your piling debt, you may start to consider filing for bankruptcy as a way of getting the fresh start you seek. One step in the process of receiving help from a consumer bankruptcy is to...
Bankruptcy and student loans
Paying back student loans is problematic for a decent number of graduates. With high loan amounts and high interest rates, the monthly payment amount is often too high for many to pay along with rent, food and other necessities. There is a general understanding that...
Job seeking after filing bankruptcy
Conducting a background check prior to confirming a new hire has become standard procedure for many companies today. Job applicants with even the most minor indiscretions on their record may wonder what impact different experiences may have on their ability to get...
What are the advantages of Chapter 13?
When you seek to file for bankruptcy protection, you have options in the different types of bankruptcy to file. One of those options is Chapter 13, which is known as the wage earners plan because instead of having the court remove all your debt, you create a repayment...
4 tips on dealing with the stress of debt
In the United States, many adults are significantly stressed by their financial situations. If you also find yourself struggling with your finances and debt, you likely feel overwhelmed about your future. Taking steps to minimize stress surrounding debt will help make...
What is an “automatic stay” in bankruptcy?
When your finances start to become too much to manage, you may explore your options and consider filing for personal bankruptcy. Doing so may help you get the fresh start you need to get your finances back in order, and it may also give you temporary protection in...
Exempt property in New York chapter 7 cases
The thought of filing for bankruptcy might cause you frustration and anxiety, but it can be the best way to eliminate crushing debt levels due to circumstances beyond your control. For many New York residents, filing Chapter 7 is an appropriate step with long-term...
