Times are hard, and your paycheck seems to stretch thinner each week. Your mortgage, medical bills and credit card debt would be burden enough, but the student loans overwhelm you. Perhaps they are from your own education, but more than likely, you took them on for your children or grandchildren.
Seeking a bankruptcy or non-bankruptcy solution to a difficult life, a single mother exiting from an abusive relationship sought my advice.P aul Hollender can help you get back on track although she came thinking about bankruptcy, I determined that she did not need to file for bankruptcy because she had only about $4,000 in credit card debt. I recommended returning for help in settling her debt if she could raise a lump sum to do so.