If you're filing for Chapter 11 bankruptcy in New York, you likely still have a reliable income stream. Your debt just doesn't match your income as well as you'd like. You need to reorganize to find an affordable payment plan and a way to run your business so that you get out of debt.
If you served in the armed forces, you know that the G.I. Bill gives you some specific benefits. Included is the option to apply for a VA loan. You can then use this to buy a home; it's a way of helping soldiers integrate themselves back into civilian life.