Retired and Just Getting By

Divorced at a young age, she raised her daughter on her own. Now retired and living in her daughter's home, she has accumulated $16,000 in credit card debt. Try as she may, she has been unable to pay off this debt with her pension and social security. I determnined...

Worried about Medical Bills

An elderly couple worried that they would lose their home because the could not affort the co-pays and co-insurance not covered by Medicare. They lived a comfortable life for many years after retirement by getting a reverse mortgage. But now in their 80's,  they...

How to avoid inheritance disputes

Estate planning helps you to ensure your loved ones have everything they need after your death, but inheritance disputes can tie up assets for years and break families apart. To reduce the likelihood of such disputes, consider these tips while making end-of-life...

How does probate work in New York?

When someone dies in New York, his or her executor presents the will to the Surrogate's Court in the county where the person lived. In a process called probate, the court determines the validity of the will and supervises the administration of the deceased person's...

A look at small estates in New York

If you have a relatively modest estate, it is still important to set up an effective estate plan. Unfortunately, many people with modest estates fail to create estate plans, which often causes their loved ones to experience anxiety and uncertainty after their death....

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