A Tradition Of Caring And Compassionate Representation For Staten Islanders
For a moment, we would like you to consider the life of a young adult who just graduated from college. He or she is going out into a world where the job market, though much better than the depths it plunged into in recent years, is not exactly forgiving. They have...
That's something you don't hear every day. Who associates personal bankruptcy with something that might be beneficial, especially to older New York consumers? Not all retirees are living in splendor with fat pensions and no financial problems. A lot of older Americans...
Struggling with debt can be difficult for several reasons. Of course there is the financial aspect, but debt can also put significant can strain on relationships and take an enormous toll emotionally on those who are buried in debt. Sadly, these effects of being in...
There's no doubt that being in debt is stressful. For many, mounting debt becomes overwhelming and fears and concerns about debt becomes a constant concern. In cases where an individual has sizable credit card debt, one's financial situation can quickly get out of...
For a significant percentage of Americans, budgeting is necessary to ensure there's enough money left over after payday to pay the mortgage or rent and buy food and other necessities. According to Bankrate.com, approximately 62 percent of Americans live paycheck to...
She was referred by another attorney and also by a former client. Her husband recently passed away, and she discovered that he had not paid either their mortgage or their home equity loan for two years. Even worse, he had secretly taken $65,000 more on the home equity...
Every year around the country and in states like New York, students of all ages make the decision to attend or go back to college to earn a degree to better their lives. A college degree has long been revered as the golden ticket to a higher paying job and financial...
Our previous blog post discussed one of the apparent consequences of the 2005 change to the federal bankruptcy law, which made it more expensive to file in most cases. As we talked about on March 5, many people who could use bankruptcy protection to get out from under...
In 2005, Congress passed a law that made big changes to federal bankruptcy law. The law, the Bankruptcy Abuse Prevention and Consumer Protection Act or BAPCPA, officially went into effect on Oct. 17 of that year. Now, nearly a decade later, it appears that the new law...
One misconception that many people have about bankruptcy is that going filing means that they will never be able to get credit again. Buying a house or a car, or getting a business loan will be impossible after going through bankruptcy, this theory goes. Fortunately,...
